Preparing for banking exams is not easy. It requires lot of practice, efforts and strong will power to clear one. Aspirants take a back seat when they have to prepare for English. Most of the aspirants are worried about this section of banking exam. You can practice for Quantitative Aptitude, Reasoning, but there is no mechanism to prepare for English except making it a part of your day to day life.
In this article, we will discuss on how to incorporate English in your day to day life and by incorporating it, how easy it will become for you to clear the sectional cut-off in English language and that too with good score. Let’s get started. 1. Have a genuine purpose and motivation for learning and using EnglishWhat better motivation you require than getting a job in government sector? You need a job, you need to grow in your life, you want to have a comfortable life, I believe there are enough reasons which will motivate you to learn English. 2. Notice English around you, and engage with English that really interests youTry to read everything you encounter in your daily life which is written in English. Try to understand the meaning and remember what all you have read and try incorporating same in your conversations as well. Read current affairs from Educity website. This will benefit you in two ways: first it will enhance your knowledge of current affairs for upcoming banking exams, and second it will help you enhance you English as they explain meaning of all the difficult words in their text. 3. Read and listen as much as you canListen to what other people are conversing in English. If you don’t like to read, listen. Another best source for same would be Educity website, i.e. ouredeucity. They have vocabulary of the day section, where in you can learn 10 words on daily basis with an audio file. This will help you to remember easily and it will sit in your mind for long. 4. Communicate and collaborate often with others in EnglishYour surrounding plays a very important role in your personality development. If you really want to learn English, make a group of friends that shares same interest. Communicate with others in English and have one friend in group who has a good know how of English, so that he/she can correct you whenever you or others make mistakes. Learn from others mistakes also, do not make those mistakes which others have committed. Hope these tips can help you to improve your English and you can score well in your upcoming Banking Exams. Happy Learning folks!!
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Rule: A given course of action is valid if it is an established fact that it solves or reduces the given problem.
The established fact may be a hard scientific fact, or it may be a fact from the social disciplines, whether historical or social or economic or cultural or political or any other. But it must be universally acknowledged as a solution to the given problem. For example, it is a scientific fact that venomous snake bites kill people unless proper medicines are administered in time. And it is a socially established fact that old people need to be looked after with as much care as we give our children. Examples Statement: An alarmingly high number of people are bitten by venomous snakes in Kotdwar in Uttarakhand every year. Valid course of action: Emergency anti-venom therapy clinics should be established in Kotdwar close to areas where the bites occur. Statement: Old people are unproductive and thus an economic burden on their family. Invalid course of action: Unproductive family elders should be ignored and left to look after themselves. Statement: AIDS is spreading rapidly among the youth in the north eastern parts of the country. Valid course of action: The youth of the north east of the country should be educated about the causes of the disease and the methods of its prevention, and those who are suffering should be given anti-retroviral therapy. This course of action is valid because it is a scientific fact that anti retro-viral therapy is the most effective medical response to AIDS. And it is equally true that awareness gives preparedness. Thus educating the youth of the north east of the country about the causes and methods of prevention of AIDS will create this awareness. Here the fundamental extra assumption is that knowledge is power. Statement: Far flung areas of the country with international borders have to deal with foreign intervention in their local matters. Invalid course of action: Since local issues are best administered locally, the states in which these areas lie should be given the power to deal with foreign countries independently. Here the problem is that, in many areas of our country lying on the international borders, we have foreign countries interfering in local matters. But the suggested solution is unconvincing because Indian states do not have the power to deal with foreign relations; only the central government has this power. Thus we can say that it is an established political fact that only the central government of India holds power over external affairs, i.e. that our states cannot deal with foreign nations on their own. The given course of action goes against this fundamental fact, which is why it is invalid. Rule: When the given problem is relatively new, such that the given course of action cannot be considered a universal fact, we will still consider the course of action correct on the basis of specific lessons repeatedly learnt. These experiences are certainly not facts in scientific terms, but they carry the weight of long felt experience. We cannot ignore the weight of that experience. For example, the past experience tells us that India got conquered by foreign powers only when it was disunited, even though it is not an established fact that foreign powers will conquer India every time the country develops lack of unity. Statement: China’s expansionist designs pose a threat to India. Valid course of action: Efforts should be made that the Indians remain united for any eventuality. Here is another example. Statement: It is fast becoming a common belief that corruption should be ignored because it is a fact of public and private life. Invalid course of action: Strict laws should be passed against corruption to stop it from taking place. The course of action is invalid. The fact is that problems of dowry and caste have not been solved even though strict laws have been passed against them. We can thus expect that passing laws against corruption will fail in a similar manner. This is not a scientific fact; rather it is repeated experience that tells us so. Rule: Logic and reasoning must be applied to get solutions to a new problem or situation, i.e. to problems and situations whose solutions are neither universally-acknowledged nor repeatedly experienced facts. For example, we may be told that the per capita income of a particular state in India has declined this year in relation to the last year. Here, even though we may know nothing about the economic conditions prevailing in that state, we can safely assume that the per capita income of the state will be the state’s total income divided by its population. Logically, therefore, there would be two valid courses of action available: 1. The state should make an effort to control its population growth. 2. The state should increase its economic productivity and GDP. Take another example. Statement: Unfortunately, there may soon be no tigers left in India. Course of action I: The tiger habitats within the country should be revitalized on an emergency basis to let this magnificent animal survive and thrive. Course of action II: Those who poach tigers should be severely punished. Course of action I is valid. It is valid on the basis of science. If we revitalize the country’s tiger habitats, it follows scientifically that tigers will have suitable conditions to survive as a species. But course of action II is invalid. It is invalid on the basis of the logic of experience. The existence of several anti-poaching laws and convictions of poachers has not led to a reduction in the incidents of poaching. It is therefore concluded that punishing tiger poachers is unlikely to lead to a reduction in incidents of tiger poaching. Rule: A valid course of action must tally with prevailing notions of truth. But notions of truth change from time to time and place to place. In the ancient and middle ages, physical and military training was considered essential for boys to be successful in life. But such is not the case in the modern times. Similarly, till as late as the nineteenth century, even small offences like stealing the handkerchief of a respectable lady was punishable by death in many countries. But today, no country’s laws would award the death penalty to a handkerchief thief. To take another example, an unfailing dose of physical punishment was the norm for disciplining erring children in all societies till very recently. But today, it is almost universally acknowledged that giving physical punishment to children often results in other than the intended effect. Statement: India’s railway tracks are old and overburdened, but the cost of their modernization is prohibitive. Valid course of action: Prospects of private investment in railway infrastructure should be explored. Note that, till not very long ago, a socialistic economy was our dream and method, and thoughts of Privatization would have been angrily brushed aside. Note: Prevailing notions of truth change from place to place as well. For example, even today, DDT is sprayed over large areas to kill mosquitoes and prevent malaria in several underdeveloped countries, including India. But it is banned in the advanced nations of the world because of its harmful side effects. Thus, spraying DDT would be a valid course of for preventing the spread of malaria in countries like India, Pakistan and Bangladesh, but it would be an invalid course of action in scientifically advanced countries like America, Canada, Japan and Germany, to name just few of them. Source educitypedagogy and direct link are http://bit.ly/2g9OIJ7 Quantitative Aptitude Shortcuts for Bank PO and clerk exams – IBPS Mains, SBI Clerk, SBI PO, SO11/8/2016 Quantitative Aptitude is one of the most important and is sought as difficult section in exam. Many students lag while preparing for this section as it has so much to focus on. There are n number of formulas and n number of shortcuts to solve them. But, the right technique to approach is missed by most of them as availability of best faculty at every coaching institute is not possible.
But, if there is a platform lead by industry’s top notch Subject Matter experts, then this issue is also solved. One of these kinds of platform is Educity, which is led by BSC core team of Subject Matter Experts. Educity provides multimedia content for preparation of all Banking PO and clerk exams. This article will discuss some shortcuts from few topic of Quantitative Aptitude. Let’s begin:
Basic formula for calculating profit and loss percentage Profit % = (SP – CP)/CP * 100 Loss % = (CP – SP)/SP * 100
Points to note: If speed of swimmer or boat is given in the question, consider it as speed of water. Basic Formulas Point 1: If speed of boat/swimmer is x km/h and the speed of stream is y km/h then,
Shortcut methods for commonly asked problems Type 1: if a man can cover the distance in downstream in time t1 and cover the same distance back in upstream in the time t2 with speed of stream is y km/hr, then speed of man in still water is: = y*(t2+t1/t2-t1) km/h Type 2: A man can row in still water at x km/h. In a stream which is flowing at y km/h, if it takes t hours more in upstream than to go in downstream for the same distance, then the distance is given by = t(x^2 – y^2)/2y Please stay tuned to our blog, more shortcuts will be discussed. For time being visit Educity website to get learning content for banking exams. Newspaper is the most important source for preparation of Current Affairs for various government and banking exams. But, there are always cons and pros associated with every technique. Like in newspaper, several hours are required to completely go through newspaper on daily basis. And therefore retention power of these current affairs becomes very low.
In this article, we will discuss about the effective methods for the preparation of current affairs with newspaper and other mediums. Please note that these tips only work if you are going to follow them seriously and with proper dedication. We will discuss about various means of preparation along with the guidelines of each for an effective preparation:
Important categories that need to be focussed from the newspaper are as follows:
Things to avoid while preparation from newspaper:
But, if these magazines are rigorously followed, they can be a rich source for the preparation if a student has enough knowledge about which news is important and which is not.
Happy Learning !! Five statements are given below, labelled A, B, C, D and E. Among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage.
1. A) Sidings are the mainstay of Indian Railways freight traffic. B) Presently there are more than 1600 sidings on Indian Railways C) It is the earliest models of private – public partnership in India. D) The biggest advantage of siding is that it enables Door to Door service. E) Eighty five percent of originating freight traffic of IR comes from private sidings and freight terminals. Correct answer: B 2. A) The facility is reserved for passengers of Indian Railways who book e-ticket, excluding suburban trains, through its official website, irrespective of the class of the ticket. B) In case of short termination, if the passenger opts for alternate mode of transportation arranged by Railway upto the destination station, then this part of the journey of the passenger shall also be covered under the policy taken. C) The facility is available only for confirmed and RAC tickets. D) Coverage for all passengers excluding children below 5 years of age and foreign citizens. E) The scheme is also applicable for Vikalp trains, short termination and diverted route. Correct answer: B 3. A) The two-day long BRICS Convention on Tourism was inaugurated today in Khajuraho Madhya Pradesh. B) The BRICS nations were represented by the Minister of Tourism, South Africa Mr. D.A. Hanekom and delegations from Russia and China. C) Tourism Minister of Madhya Pradesh, expressed his gratitude for holding the event in Madhya Pradesh, which is truly the heart of incredible India. D) The Minister of Tourism, South Africa expressed his great pleasure for holding the BRICS Convention on Tourism in the historic temple town of Khajuraho and highlighted that India with a long tradition, history, ancient civilization and culture with a large number of World Heritage Sites like Khajuraho is destination to be visited again and again. E) He also proposed constituting a permanent BRICS Working Stream on Tourism comprising of the stakeholders of the Government and private sector. Correct answer: C 4. A) Two Indians — Carnatic singer T.M. Krishna and campaigner for eradication of manual scavenging Bezwada Wilson — were among six persons who received the prestigious Ramon Magsaysay prize for 2016. B) He was trained from the age of six in Carnatic music under the masters of the form. C) Wilson, 50, the national convenor of the Safai Karmachari Andolan (SKA), got the award for “asserting the inalienable right to a life of human dignity” while 40-year-old Krishna won it under the ‘Emergent Leadership’ category for bringing “social inclusiveness in culture.” D) Four others who received the award are: Conchita Carpio-Morales of the Philippines, Dompet Dhuafa of Indonesia, Japan Overseas Cooperation Volunteers and ‘Vientiane Rescue’ of Laos. E) The Manila-based award, named after a Filipino president killed in an aircraft crash, was set up in 1957 to honour people and groups tackling development problems. Correct answer: B 5. A) Commenting on the benefits of GST, Patnaik said, "A number of benefits are expected to accrue not only to the central and state governments but also to the consumers, business and industry from the changeover to the GST system. The overall tax burden on most commodities is expected to come down. The Government will get the benefit of higher revenue efficiency. The business and industry will find it easier to comply with." B) On Thursday, Odisha passed the Goods and Services Tax (GST) constitutional amendment bill — officially called, The Constitution (122nd Amendment) (GST) Bill, 2014. C) But, Odisha will make a separate request to the Government of India to consider its concern for imposition of green tax on polluting goods in addition to GST. D) It will also ask the Centre to take appropriate action for Central Sales Tax (CST) compensation till the current financial year, due to reduction of CST rate from four per cent to two per cent. E) Leader of Opposition Narsingha Mishra said, the GST Council should not be vested with overarching powers and the cap on GST be fixed at 18 per cent for the benefit of the poor. Correct answer: B Five statements are given below, labelled A, B, C, D and E. Among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage. 6. A) Comparatively, in July, companies had garnered Rs 36,774 crore through this route. B) India Inc raised a staggering Rs 71,165 crore through private placement of corporate debt securities or bonds in August -- highest in 16 months - to fund business expansion plans and to support working capital requirements. C) In debt private placements, firms issue debt securities or bonds to institutional investors to raise capital. D) According to the data available with Securities and Exchange Board of India (Sebi), companies garnered a total of Rs 71,165 crore from debt on a private placement basis in August 2016, much higher than Rs 46,564 crore raised in the year-ago period. E) This was the highest ever fund raising by Indian companies in a single month since April 2015, when firms had raked in Rs 84,807 crore. Correct answer: A Solution : BCDE is the correct sequence. 7. A) The Union Territory of Puducherry's Assembly today ratified the Goods and Service Tax (GST) Constitution Amendment Bill. B) He asserted that steps had been taken to ensure that the new tax regime did not affect the Union Territory. C) The bill, passed by Parliament, needs to be ratified by at least 15 state legislatures and according to reports, Odisha as the 16th state to ratify it on Thursday. D) Members of AIADMK and AINRC have walked out opposing the Bill. E) The House adopted a resolution tabled by Puducherry Chief Minister V Narayanasamy for ratification of the bill. Correct answer: B Solution : ACDE is the correct sequence. 8. A) With a view to engage youth of Jammu & Kashmir in constructive sporting activities, a special package of Rs 200 crore has been announced by Prime Minister Narendra Modi here on Friday. B) For immediate engagement of youth in the state in sporting activities, a special programme 'Sports for AII' is being implemented through J&K State Sports Council which provides for village level competitions and development of popular sports, such as, football etc. C) The package provides for construction of indoor sporting halls in all districts of the State with a view to provide playing facilities to youth during long winter in the state. D) Two stadia in the State capitals of Srinagar and Jammu will be upgraded to the international standards under the package while existing stadia at Poonch and Rajouri and Udhampur will be upgraded. E) In addition, water sport facilities will be provided at an estimated cost of Rs 6 crore. Correct answer: B Solution : ACDE is the correct sequence. 9. A) After winning two consecutive Assembly polls in West Bengal, Mamata Banerjee on Friday added yet another feather to her cap with her Trinamool Congress being extended the 'national party' status by the Election Commission. B) Recognition as a national or a state party ensures that the election symbol of that party is not used by any other political entity in polls across India. C) Sources in the poll panel, quoting an order, said Trinamool Congress has satisfied one of the conditions mentioned in the Election Symbols (Reservation and Allotment) Order, 1968 to be recognised as a national party -- having being recognised as a state party in at least four states. D) It is a recognised state party in West Bengal, Manipur, Tripura and Arunachal Pradesh. E) Now, India has seven recognised national parties — Congress, BJP, BSP, CPI, CPI-M, NCP and All India Trinamool Congress. Correct answer: B Solution : ACDE is the correct sequence. 10. A) Infosys Ltd has become the latest Indian IT services company to set up a joint venture with a local company in Saudi Arabia to tap local customers in the Islamic Kingdom, which is using technology to transform itself from being a oil dependent company. B) TCS has a strong local business in its all women back office centre in Saudi Arabia jointly with Saudi Aramco and GE, where it employs over 1,000 women doing back office work for the petroleum company. C) Infosys is investing $ 321,671 or Rs 2.12 crore for a 70 per cent stake in the JV with Saudi Prerogative Company (SPC) to tap local IT service business, the company said in a BSE filing. D) The deal is subject to approval from the Saudi Arabian General Investment Authority. E) Infosys lags behind local rivals such as Wipro and Tata Consultancy Services in engaging with the Saudi Kingdom, which is investing in infrastructure and education to adapt to the knowledge economy. Correct answer: B Solution : ACDE is the correct sequence Five statements are given below, labelled A, B, C, D and E. Among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage. 11. A) The government is reaching out to private players for financing Prime Minister Narendra Modi's pet project of Swachh Bharat Mission, a top government official today said. B) Total fund mobilised under the SBK as on January 31 stood at Rs 369.74 crore. C) State-run firms or PSUs are looking to contribute to the Swachh Bharat Kosh (SBK) from their CSR funds, Drinking Water and Sanitation Secretary Parameswaran Iyer said. D) "We have been in touch with private firms, many have shown interest to donate to the Swachh Bharat Kosh," he said. E) Established in November 2014 under the Finance Ministry, SBK seeks to attract CSR funds and contributions from individuals and philanthropists in response to Modi's I-Day speech that year in which he had given a call for achieving the goal of Clean India by 2019. Correct answer: B Solution : ACDE is the correct sequence. 12. A) The Intended Nationally Determined Contributions (INDCs) of China and the United States would deliver 51 per cent of the avoided cumulative GHG emissions from 2016-2100 from all of the INDCs in the Paris Agreement B) China and the United States ratified the 2015 Paris agreement to cut global greenhouse gas emissions on Saturday, ahead of the G20 summit beginning Sunday in Hangzhou, China. C) This marks a major step toward the enactment of the pact making way for other countries to follow suit. D) The world’s two biggest emitters account for 38 per cent of global greenhouse gas emissions, with China, the G20 host, alone accounting for 20 per cent of emissions, as per data made available by Climate Interactive and MIT Sloan. E) A note put out by the organisations also point out that the pledges of China and United States to the Paris Agreement would deliver half of the agreement’s climate impact. Correct answer: A Solution : BCDE is the correct sequence. 13. A) State-run Allahabad Bank is looking to raise up to Rs 500 crore by issuance of equity shares to qualified institutional buyers (QIBs). B) Further, it said the allotment of equity shares to QIBs will be completed within 12 months from the date of the passage of the resolution. C) "The bank has planned to access capital market for raising capital up to the extent of Rs 500 crore by issuing equity shares by way of Qualified Institutions Placement (QIP) basis in one or more tranches," Allahabad Bank said in a BSE filing. D) The bank will seek nod of its Board of Directors at the extraordinary general meeting scheduled September 28. E) Allahabad Bank said it will create, offer and issue shares of face value of Rs 10 each for cash at an issue price including premium to QIBs on QIP in such a manner so that government will continue to hold not less than 52 per cent of the paid-up equity capital of the bank. Correct answer: B Solution : ACDE is the correct sequence. 14. A) Comparatively, in July, companies had garnered Rs 36,774 crore through this route. B) India Inc raised a staggering Rs 71,165 crore through private placement of corporate debt securities or bonds in August -- highest in 16 months - to fund business expansion plans and to support working capital requirements. C) In debt private placements, firms issue debt securities or bonds to institutional investors to raise capital. D) According to the data available with Securities and Exchange Board of India (Sebi), companies garnered a total of Rs 71,165 crore from debt on a private placement basis in August 2016, much higher than Rs 46,564 crore raised in the year-ago period. E) This was the highest ever fund raising by Indian companies in a single month since April 2015, when firms had raked in Rs 84,807 crore. Correct answer: A Solution : BCDE is the correct sequence. 15. A) The fund will be co-anchored by pension and sovereign wealth funds. B) The railways are exploring non-budget funding options to implement projects, including high-speed trains, rolling stock, station development, and signalling and infrastructure development. C) Apart from approaching multilateral organisations like the World Bank and the Asian Development Bank, the railways are in talks with public sector banks, including the State Bank of India, Infrastructure Development Finance Company and pension and sovereign wealth funds. D) This is in addition to the budgetary allocation of Rs 1.21 lakh crore for the railways in the current fiscal year. E) Railway Minister Suresh Prabhu at a conference organised here by the Indian Merchants Chamber said the World Bank had agreed to anchor the Railway Infrastructure Development Fund with a corpus of $5 billion over seven years. Correct answer: A Solution : BCDE is the correct sequence. Five statements are given below, labelled A, B, C, D and E. Among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage. 16. A) NASA's Juno spacecraft has sent back the first-ever images of Jupiter's north pole, which show storm systems and weather activity unlike anything previously seen on any of our solar system's gas-giant planets. B) "It's bluer in colour up there than other parts of the planet, and there are a lot of storms. There is no sign of the latitudinal bands or zone and belts that we are used to - this image is hardly recognisable as Jupiter." C) The images were taken during the solar powered spacecraft's first flyby of the planet with its instruments switched on. D) Juno successfully executed the first of 36 orbital flybys on August 27 when the spacecraft came about 4,200 kilometres above Jupiter's swirling clouds. E) "First glimpse of Jupiter's north pole, and it looks like nothing we have seen or imagined before," said Scott Bolton, principal investigator of Juno from the Southwest Research Institute in the US. Correct answer: B 17. A) The government is reaching out to private players for financing Prime Minister Narendra Modi's pet project of Swachh Bharat Mission, a top government official today said. B) The plants with an installed capacity of 5 gigawatt (GW) will generate 8.81 billion units of electricity which will be supplied at or below Rs.4.7 a unit to distribution companies between 1 October 2016 and 31 March 2017. C) Nine gas-based power plants in south India that were stranded for non-availability of fuel have been given about 10 million standard cubic metres a day (mmscmd) of imported natural gas, the power ministry said after concluding auctions for the gas. D) Based on the reverse e-auction, gas is allotted to plants that require least amount of government support from the Power System Development Fund. E) The idea is to help the most viable among the stranded plants to get operational first. Financial support of Rs.187 crore will go to these plants, the power ministry stated. Correct answer: B 18. A) To promote green initiatives of the government, CIL has submitted Green Energy Commitment letter to ministry of new and renewable energy (MNRE) for developing 1000 MW solar power projects during 2014-19, it said. B) State-run mining major Coal India will develop solar power plants of 600 MW capacity in four states, including West Bengal and Maharashtra, under the second phase of its plan to set up a total 1,000 MW green energy plants. C) The Solar Energy Corporation of India (SECI) has already floated tenders for development of solar capacity in the second phase. D) Coal India has signed an agreement with SECI for setting up of solar power plants of total 1000 MW capacity in different parts of the country. E) “In the first phase, CIL is going to set up 2x100 MW solar power plants in the state of Madhya Pradesh. In the second phase CIL is going to develop a capacity of 600 MW in the solar parks of Madhya Pradesh, Chhattisgarh, West Bengal and Maharashtra for which NIT has already been floated by SECI,” the coal major said in its annual report. Correct answer: A 19. A) In order to determine the level of inequality in the world, New World Wealth looked at the proportion of wealth controlled by millionaires, or high net worth individuals. B) India is the second most 'unequal' nation in the world where millionaires, or those with net assets of $1 million or more, control over half of its total wealth, according to a report by wealth research firm New World Wealth. C) After Russia, India is the most unequal country as 54 per cent of its wealth is in the hands of millionaires, the report noted. D) India is among the 10 richest countries in the world with a total individual wealth of $5,600 billion, but the average Indian is quite poor. E) Globally, Russia is the most unequal country where millionaires control over 62 per cent of total wealth. Correct answer: A 20. A) Punjab National Bank (PNB) will impose a heavier fine from October on current account holders for not maintaining a minimum quarterly average balance as per the revised tariff. B) For gold account holders (QAB - Rs 2 lakh), the charges will increase to Rs 1,000 per quarter compared to Rs 600 at present, and diamond account holders (QAB - Rs 5 lakh) will have to pay Rs 2,000 per quarter as against Rs 1,500, if their balance fall below the minimum level. C) The revision in non-maintenance of QAB charges will be applicable on current general accounts and PNB Smart Banking current accounts with effect from October 1. D) "It has been decided to revise the charges (exclusive of service tax) for non-maintenance of QAB in PNB Smart Banking current account and general current account with effect from October 1, 2016," the public sector bank said. E) For PNB Smart Banking current accounts, silver account holders with the requirement to maintain Rs 1,00,000 as QAB, the non-maintenance charges will be hiked to Rs 500 per quarter from existing Rs 150. Correct answer: B Five statements are given below, labelled A, B, C, D and E. Among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage. 21. A) The Minister of State for Defence Dr. Subhash Bhamre will represent the Government of India at the ‘UN Peacekeeping Defence Ministerial Meeting: London 2016’ on 08 September 2016. B) During the visit, Dr. Bhamre will also have bilateral meeting with UK Minister of State for Defence Production, Mr. Harriett Baldwin. C) This will be the first international meeting, which Dr. Bhamre will be attending after taking over as the Minister of State for Defence. D) The Minister will speak at the plenary sessions, which will be attended by representatives of more than 100 countries. E) The sessions would take up issues on Women, Peace and Security, Pre and Post Deployment, Tackling Sexual Exploitation and Abuse (SEA) and Improving Peacekeeping – Rapid Deployment. Correct answer: B Solution : (Correct sequence is ACDE ) 22. A) Indian Navy has placed order for four more of these WJFACs as ‘Follow-on’ ships. B) The Water Jet Fast Attack Craft (WJFAC), “TIHAYU” built by Garden Reach Shipbuilders and Engineers Limited (GRSE), Kolkata was handed over to the Indian Navy on 30 Aug 2016. C) The warship was handed over by Rear Admiral (Retd) AK Verma, Chairman & Managing Director, GRSE to the Commanding Officer of the ship Cdr. Ajay Kashov, at a ceremony held in GRSE. D) Rear Admiral SR Sarma, Chief Staff Officer (Technical) of Eastern Naval Command carried out final inspection of the ship prior to acceptance by the Navy. E) GRSE had earlier built and delivered ten (10) WJFACs to the Indian Navy during 2009 to 2011, which are proving well in service. Correct answer: A Solution : (Correct sequence is BCDE) 23. A) History was written at the Inland Customs Depot in Patparganj in East Delhi today when for the first time a cargo truck from Bangladesh drove in with a Delhi bound consignment, having come seamlessly through customs free borders. B) The trial run was organized to help develop the protocols for implementing the Agreement C) The truck of Nazrul Transport Agency and Expo Freight Pvt. Ltd. from Bangladesh was dispatched from Dhaka on 27th of August 2016 as part of a trial run under the Bangladesh Bhutan India Nepal (BBIN) Motor Vehicle Agreement (MVA). D) Bangladesh, Bhutan, India and Nepal (BBIN) signed an agreement on 15th June, 2015 in Thimphu, Bhutan to facilitate cross border movement of both passenger and cargo vehicles in the sub-region. E) Protocols to implement the Agreement are being negotiated by the four countries for passenger and cargo vehicles separately. Correct answer: B Solution : (Correct sequence is ACDE) 24. A) NASA's Juno spacecraft has sent back the first-ever images of Jupiter's north pole, which show storm systems and weather activity unlike anything previously seen on any of our solar system's gas-giant planets. B) Dr. Urjit R. Patel assumed charge as the twenty-fourth Governor of the Reserve Bank of India effective September 4, 2016 after serving as Deputy Governor since January 2013. C) He was re-appointed as Deputy Governor on January 11, 2016 after completion of his first three-year term of office. Among his assignments as Deputy Governor, Dr. Patel chaired the Expert Committee to Revise and Strengthen the Monetary Policy Framework. D) Representing India, he actively participated in steering the signing into force of the inter-governmental treaty and the Inter-Central Bank Agreement (ICBA) among the BRICS nations, which led to the establishment of the Contingent Reserve Arrangement (CRA), a swap line framework among the central banks of these countries. E) He was on deputation from the IMF to the Reserve Bank during 1996-1997, and in that capacity he provided advice on development of the debt market, banking sector reforms, pension fund reforms, and evolution of the foreign exchange market. Correct answer: D Solution : (Correct sequence is ABCE) 25. A) ISRO is all set to launch the GSLV-F05 carrying advanced weather satellite INSAT-3DR from the spaceport of Sriharikota, about 110 km from here, on September eight. B) "GSLV-F05/INSAT 3DR mission is scheduled to be launched on September 8 at 1610 hours from Satish Dhawan Space Centre, Sriharikota", Indian Space Research Organization said on its website. C) INSAT-3DR will provide a variety of meteorological services to the country.INSAT-3DR will provide a variety of meteorological services to the country. D) The previous launch by ISRO on Geosynchronous Satellite Launch Vehicle (GSLV) was launch of GSLV-D6 carrying communication satellite GSAT-6 on August 27, 2015. E) GSLV-F05 in its 10th flight would launch the 2,211 kg advanced weather satellite INSAT-3DR into Geostationary Transfer Orbit (GTO). Correct answer: C Solution : (Correct sequence is ABDE) Five statements are given below, labelled A, B, C, Dand E. Among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage. 26. A) The Ministry of Development of North Eastern Region has gone LIVE on e-office from today. B) This included a joint training of officers and other employees to bring them on the same page with regard to e-office procedures, understanding the modules of e-office etc. C) All the officers and the concerned staff were regularly trained in the implementation of e-office in the month of July, 2016. D) Thereafter, a trial run was done in the months of July and August. E) In the first week of September, final preparations were done for the Ministry of DoNER to go live on e-office. Correct answer: B 27. A) An agreement on the expansion of India–Chile Preferential Trade Agreement (PTA) was signed between India and Chile in a meeting held between Ms. Rita Teaotia, Commerce Secretary and Mr. Andrés Barbé González, Ambassador, Embassy of Chile on 6th September, 2016. B) A Preferential Trade Agreement (PTA) between India and Chile was earlier signed on March 8, 2006 and came into force with effect from August, 2007. C) In the original PTA concluded in March 2006, India’s offer list to Chile consisted of 178 tariff lines the Margin of Preference (MoP) ranging from 10%-50% at 8-digit level and Chile’s offer list to India consisted of 296 tariff lines with MoP ranging from 10% - 100% at 8-digit level. D) India’s export basket with Chile is diversified and keeping in view the wide variety of tariff lines offered by Chile, the expanded PTA would immensely benefit India. E) Under the expanded PTA, Chile has offered concessions to India on 1798 tariff lines with Margin of Preference (MoP) ranging from 30%-100% and India has offered concessions to Chile on 1031 tariff lines at 8-digit level with MoP ranging from 10%-100%. Correct answer: D 28. A) The Prime Minister, Shri Narendra Modi will be attending 14th ASEAN-India Summit and 11th East Asia Summit at Vientiane, capital city of Laos from 7 September 2016 to 8 September 2016. B) Our strategic partnership with ASEAN is also important for safeguarding and promoting our security interests and countering traditional and non-traditional security challenges in the region C) In a post from his Facebook account the Prime Minister said: “I will visit Vientiane, Lao PDR on 7-8 September 2016 to attend the 14th ASEAN-India Summit and the 11th East Asia Summit. D) This is the third time I am attending these Summits. E) ASEAN is a key partner for our Act East Policy, which is vital for the economic development of our Northeastern region. Correct answer: B 29. A) The Union Minister of State (I/C) for Petroleum and Natural Gas Shri Dharmendra Pradhan today launched #Gas4India campaign, aimed at promoting the use of gas in the country. B) Public and private sector companies working in the sector have joined hands to promote the natural gas sector. C) Shri Pradhan launched the website, Twitter handle, facebook page and Theme song of the campaign. D) #Gas4India is a unified cross-country, multimedia, multi-event campaign to communicate the national, social, economic and ecological benefits of using natural gas as the fuel of choice to every citizen who uses, or will use in the near future, gas in any way- cook, travel, light their homes, and power their business. E) The campaign includes social engagement via Twitter, Facebook, Youtube, LinkedIn, and its official blogsite, as well as hyper local, offline events to directly connect with consumers through discussions, workshops and cultural events. Correct answer: C 30. A) While explaining NASA scientists said that it takes nearly 28 months for QBO wind to complete one circulation in clock wise direction over Earth’s surface. B) Scientists at the NASA are observing stratospheric wind patterns extending up to 50 kilometers above the Earth’s surface for over 60 years and the patterns nearly remained same until late in 2015. C) Changes in the wind patterns really surprised the scientists as it happened for the first time last six decades. D) NASA started observing stratospheric wind patterns also known as “quasi-biennial oscillation” or QBO in 1953. E) QBO impacts climate and causes changes in weather patterns and observing it helps scientists in predicting the weather changes. Correct answer: A Source http://bit.ly/2cHwWsV savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high scholar,’ ‘a polyglot,’ etc.
Glutton is a common noun that means ‘an overeaten,’ ‘someone who cannot stop eating at all times’ and thus eats much more than is required. Kumbhakarna, the brother of Ravana, was a glutton, which is why sleeping was his only activity other than eating. Postulant is a common noun. It means ‘beginner,’ ‘greenhorn,’ ‘an immature, inexperienced person.’ Thus a postulant cannot fit into a team of experienced professionals. Shrink is a common noun and a verb. As a common noun, it is an American word for ‘a psychologist or psychotherapist.’ Thus many Americans practice yoga and regularly consult shrinks to tackle their physical, psychological and spiritual problems. And as a verb, to shrink means ‘to contract,’ ‘to become less in size,’ etc. Thus nylon clothes shrink greatly if they are washed in hot water. And if the Indian openers manage to stay at the crease for a couple of hours, the first innings lead will shrink and pressure on the team will be reduced. Pluck is an abstract noun and a verb. As an abstract noun, pluck means courage, fortitude, etc. Thus it would require pluck to face up to a much superior enemy, just as it would require kindness to forgive a habitual thief. The adjective from the noun pluck is plucky, which means brave, courageous, etc. And as a verb, to pluck means ‘to dislodge from a fixed position by breaking a holding link.’ Thus, when we pluck a guava off a guava tree, we dislodge the fruit from its position on the tree by severing its link with the branch on which it hangs. To pluck also means to stimulate the strings of a musical instrument like guitar or sitar with one’s finger tips so as to make them resonate and produce musical notes. Thus most sitar players wear small metal claws on their fingers for plucking the sitar strings without hurting their skin and nails. Itinerant is a common noun and an adjective. As a common noun, it means ‘a journey man,’ ‘a tourist.’ And as an adjective it means ‘moving from one place to another.’ Thus cricket players from visiting sides would be itinerants (here used as a plural common noun) in India, given that they have to move from one city to another inside the country to play matches. And salesmen are itinerant job holders (here used as an adjective) because they have to move from one door to another as part of their job. Let`s discuss a question based on the above information. Directions: In each of the following questions five options are given, of which one word is most nearly the same or opposite in meaning to the given word in the question. Find the correct option having either same or opposite meaning. Q1. SAVANT
Explanation: Savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high scholar,’ ‘a polyglot,’ etc. Word in sentence: Many East India company administrators serving in India during the seventeenth, eighteenth and nineteenth centuries were savants who quickly recognized the fundamental similarities between Sanskrit and the Latinate languages of Europe and thus laid down the foundations of the discipline called Indology.
Learn English vocabulary and meaning with detail source at http://bit.ly/2bNlOJh Preparing for Banking exams and not focusing enough on English section? This is the major issue with most of the aspirants of the banking exams. Lack of preparation and concentration in this section has become one of the key reasons to fail in the exams as aspirants fails to meet the cut-off in this section. It is mandatory to clear the overall cut-off and section wise cut-off in order to clear the exam successfully. Therefore, no excuse can be made to avoid this section. We will discuss some tips to prepare for English Language section. If followed rigorously, one can score not only clear the cut-off but also score well. Let’s discuss each tip one by one:
Now, attempting this English section is also a main concern. So, let’s discuss few tips on how to attempt this section.
Hope these tips will be useful and will help you to score better in English Language section of banking exams. Do not forget to visit Educity website to have a whole new experience in preparation of banking exams. How to attempt and prepare for Reasoning section of IBPS PO exam – Few tips and tricks by Educity7/29/2016 Reasoning could turn out to be game turner for your exam, both in good and bad way. Everything depends on your practice time given to this section. This section requires mainly two things:
This will provide an idea that how to approach towards your practice of the reasoning section. It is very important to manage timing while attempting reasoning section as aspirant can turn up wasting lot of time in this section and others sections may remain unattempt. That is why we are calling this section to be a game turner for your exam.
In opinion of the Subject Matter Experts of Educity, student should try to attempt this section in second priority, if a candidate has done his homework for reasoning in a good manner. Otherwise, student should attempt this section in last, giving no more than 15 minutes to it. Ideally, 35 seconds should be allotted to each question in reasoning section (roughly estimated in order to attempt full paper). In order to have a sound practice, student must start preparing at least 3 months prior to the examination. We recommend practicing reasoning section by the practice quiz provided on daily basis by Educity on their website: oureducity. This website provides practice of individual topics asked in the reasoning section of IBPS PO exam. Give time to practice on every day basis through this website and we are sure good marks can be scored with this practice. Common mistakes to avoid during exam
So, apply these tips while preparing for reasoning section in IBPS PO exams and score well. Educity wishes all the aspirants of IBPS PO a very best of luck. Quantitative aptitude in banking exams is one of the most time taking sections. Practice is the key to success. Quantitative questions are very lengthy to solve, but there are several tips and tricks which can make them easy and quick to solve. It is very important to make use of short tips and tricks while practicing for quantitative section of banking exams. Let’s consider an example for solving multiplication problem using short trick: For example Solve: 1.24 X .126=? Solving this problem by using generic method will be time taking. Follow the steps as mentioned below to solve such type of problems: Step 1: consider these numbers without decimals 124 126 Step 2: The base of these numbers is 100 Let’s calculate DFB (differences of base) of each number Number – base= DFB i.e. 124-100= 24 126-100= 26 Step 3: multiply the above obtained numbers in following manner 24 X (20 + 6) 480+144 624 Step 4: manage all the obtained numbers in following fashion
Step 5: arrange the numbers in following fashion for final answer:
124 X 126 = 15624 1.24 X .126 = .15624 So your final answer for the question is: .15624 Solve these big multiplication problems using the trick explained above. For a video lesson on these problems, visit: https://www.youtube.com/watch?v=epMlWxPVLbA These videos are designed by Educity Pedagogy Pvt. Ltd. They have designed complete banking exam curriculum in forms of videos and audio’s. Visit their website www.oureducity.com to get access to more videos and sample papers. Educity provides a complete access to all the content in form of pen drive and SD cards which are compatible with your latest desktops and android phones, enabling learning on the go. An aspirant requires one time installation of the content on their desktops/laptops or mobile phones. This will help you to learn anytime and anywhere without the need of internet. A video tutorial how to solve quantitative aptitude problem with easy step |
AuthorA Consultant of Education Archives
November 2016
Career,Banking Job preparation |